There are a few things you probably wish you did not have to discuss with your parents — money, aging, dying — but having conversations about these essential topics will help give you all some peace of mind.

Don’t Wait

“No matter what age you are, it is vital that you have your estate planning documents in place, says Megan Wilson, Community Relations Coordinator at Highgate at Billings. “You never know when something is going to happen, so the earlier in life you can have those documents arranged, the better prepared you will be to deal with the future.”

Break the Ice

To break the ice, start by saying something like: “Dad, I do not want to upset you, but if something happened to you, I would want to know that your wishes were being honored. Do you have a will?” or “Mom, I want someone designated to make my decisions for me in an emergency, so I am getting my paperwork together. I would feel so much better if you did the same.”

Make Growing Older Easier

Although these might be hard questions to ask, once you know the answers — and have the right financial and legal paperwork and plans in place — the process of growing older becomes easier on everyone.

Ask These Questions

Wilson suggests asking your parents these 15 questions about their financial and legal plans so that you can be better prepared to deal with the future and make sure they are prepared as well.

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15 Financial and Legal Questions You Should Ask Your Parent

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